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Privacy Policy

PRIVACY POLICY

New Capital Lending is committed to protecting your privacy, whether in electronic or physical format. This Privacy Policy governs the way New Capital Lending collects, uses, maintains, and discloses information collected from you.

PERSONAL IDENTIFICATION INFORMATION

We may collect personal information from you in a variety of ways, including:

  • Identifying information, such as Name, Address, Telephone Number, and Social Security Number
  • Credit History
  • Employment and Income Information
  • Bank Account Balances and Payment History

NON-PUBLIC PERSONAL IDENTIFICATION INFORMATION

We may collect nonpublic personal information through applications and other forms you complete, conversations with our loan originators and processors, and interactions with our representatives or website. Additional sources may include employers, attorneys, banks, title insurers, insurance companies, and credit reporting agencies.
We do not disclose nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

HOW WE USE YOUR PERSONAL INFORMATION

We collect information about you to:

  • Serve your financial needs
  • Provide quality products and services
  • Fulfill legal and regulatory requirements
  • Verify your identity
  • Detect and prevent fraud
  • Communicate regarding products or services of interest
  • Respond to inquiries or requests
  • Comply with law enforcement or legal processes

SAFEGUARDING PERSONAL INFORMATION

We restrict access to nonpublic personal information to employees who need it to provide products and services. Our policies require employees to safeguard all customer information. We employ appropriate data collection, storage, and processing practices to protect your information against unauthorized access, alteration, disclosure, or destruction.
We maintain physical, electronic, and procedural safeguards compliant with federal regulations. We regularly assess and upgrade our security systems as necessary. Your information is retained for as long as your account is active or as needed to provide services.

USE OF COOKIES

Our website may use cookies to measure site activity and enhance your experience. A cookie is a small file sent to your device when you browse certain websites. Cookies can only be read by the web server that sent them. We do not store personal or sensitive information in cookies. You may set your browser to refuse cookies or alert you when they are sent, though this may affect website functionality.

TYPES OF COOKIES

  • Session Cookies: Temporary files erased when you close your browser.
  • Persistent Cookies: Files stored in your browser's subfolders that do not expire at the end of a session.

THIRD-PARTY WEBSITES

Our website may link to partners, suppliers, advertisers, sponsors, and other third parties. We do not control the content or policies of these websites and are not responsible for their practices. Interaction with linked websites is subject to their terms and policies.

CALIFORNIA DO NOT TRACK NOTICE

We do not track personal information across third-party websites over time. Some third parties with content or services on our website may collect browsing habits, but this does not include personal information.

TESTIMONIALS

We may display personal testimonials of satisfied customers on our site. With your consent, we may post your testimonial along with your name. To update or delete your testimonial, please contact us at .

CHANGES TO THIS PRIVACY POLICY

New Capital Lending may update this privacy policy at any time. We encourage you to review it periodically for changes. If you wish to opt out of receiving postal mail for marketing purposes, contact us at .

SMS MARKETING COMMUNICATIONS CONSENT AND OPT-OUT

  • Consent: By opting into SMS marketing communications, you consent to receive promotional offers, updates, and other relevant communications from New Capital Lending.
  • Type of Messages: Messages may include promotions, news, updates, and related topics.
  • Messaging Cadence: You will receive no more than two messages per month.
  • Message & Data Rates: Message and data rates may apply depending on your mobile carrier and plan.
  • Opt-Out: To stop receiving SMS communications, text "STOP" to any message. You will not receive further messages unless you opt back in.